Insurance

Insurance Information or doctors accept most major medical insurance plans, including the following:

Medical Plans

AARP
Aetna
BCBS
Cigna
Humana
Medicaid—Tennessee, Mississippi,, and Arkansas
Medicare—Tennessee, Mississippi,, and Arkansas
Tricare
UnitedHealthcare
WellCare
Amerigroup
Ambetter
Involve
Champus/Humana Tricare Military
Devoted Health
First Health/Coventry
MultiPlan
Premier Eye Care
PHCS
ProCare Advantage
WellMed

Notice of Payment Policies and Procedures:

PAYMENT POLICY: It is customary to pay for professional services when rendered. For your convenience, we accept major credit cards, checks, cash, or CareCredit.

INSURANCE: If you have insurance with Medicare, Medicaid, an HMO/PPO/POS, or a state agency or worker’s comp, and the physician is contracted with your carrier. Present your insurance card along with any required referrals/authorizations to the receptionist/registrar.

MEDICAL BENEFITS ASSIGNMENT AND RELEASE OF MEDICAL BENEFITS

INFORMATION AGREEMENT: I request payment of my authorized insurance benefits be made for charges on my behalf to Eye Specialist Group for any unpaid medical procedures performed now or in the future. I also authorize Eye Specialist Group to release medical information to my insurance company(ies) or agent now or in the future or claim consideration purposes. I understand that payment for services does not ultimately remain my responsibility.

NON-COVERED SERVICES: The filing of a claim for any service rendered DOES NOT GUARANTEE PAYMENT from your insurance company. You will be financially responsible for these services. Additionally, having multiple insurers does not guarantee 100% coverage for your services. Secondary insurers will pay as a function of what your primary carrier pays. We may bill your secondary as a courtesy. You are responsible for any balances due after your insurance(s) has cleared.

DIVORCE DECREES: This office is NOT a party to your divorce decree. Adult patients are responsible for their bill at the time of service. The responsibility for minors rests with the accompanying adult.

MINOR PATIENTS: For unaccompanied minors, non-emergency treatment will be denied unless charges have been pre-authorized to an approved credit card or payment by cash or check at the time of service has been verified.